Whether you are an American or Canadian
expatriate, or a non-US person with investments in the United States, you
will benefit from the specialized expertise required for expatriate
financial issues. Clients are welcomed anywhere in the world.
Location is not a problem.
Our company is affiliated with
Individual Asset Management, an
independent financial management firm of San Francisco, CA, which
specializes in portfolio management and expatriate financial consulting,
with a global perspective in mind.
Their insight comes from the experience
of living as expats, and from that of an international clientele living on
four continents around the globe, and involved in a wide variety of
professions.
Some areas you may
wish to examine:
Do you require assistance in managing an IRA or 401k account when you are
outside the US?
Has your retirement custodian notified you that they will no longer manage
your account if you reside outside the US? (This has begun to happen with
several very well-known financial companies). If you are suddenly
confronted with the need to change your custodian to someone who will
accept expatriate retirement accounts, we can help.
Is your current asset manager now requiring higher and higher account
balances to open or maintain an account? (Some have changed to a $250,000
minimum)
What management services are you really receiving from your current
manager? Are you receiving just a portfolio of mutual funds, which in turn
have their own layers of fees on top of the manager's fees? Are you paying
a management fee plus (unknowingly) a type of deferred commission charge
as well? We can examine your current portfolio and look for ways to pay
the least amount of expenses.
Does your current investment company have any conflicts of interest in
managing your accounts? Are you placed in certain investments solely for
these reasons?
Have you had a risk assessment done for your portfolio? Does it match your
needs and your own tolerance for risk?
Is your total portfolio balanced globally now that you may own real estate
in a different country?
For Canadians, can you benefit from an offshore account?
What are the estate tax consequences if you are married to a non-US
citizen? Or, if you are yourself a non-US citizen, what are you required
to file if you inherit money from someone in the US?
As you can see, there are many special financial circumstances for US
citizens living abroad, or foreigners who may have investments in the US.
Please let us assess your financial situation as well as your income tax
concerns.
©2008-2011 by Marian Wellman
